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US crypto market-structure bill moves toward the Senate floor with ethics terms contested

The Banking Committee advanced the CLARITY Act 15-9 in May. A merged Banking-Agriculture text arrived on July 22, but lawmakers still disagree over stablecoin rewards, anti-money-laundering safeguards and restrictions on public officials' crypto businesses.

Latest updates

  1. Update

    A merged Banking-Agriculture text was released on July 22, 2026.

  2. Risks and open questions

    Majority and minority offices disagree over the coverage and enforceability of the ethics section.

  3. What happened

    The Banking Committee advanced the bill 15-9 on May 14, 2026.

  4. What happened

    Banking Committee majority members released markup text on May 12, 2026.