The broadest transition allowed under MiCA has ended. An existing crypto service provider could continue under national law only until July 1, 2026, or until its authorisation was granted or refused.
The transition window closed
Account terms, statements and transfer instructions identify the legal entity serving a customer. That company name—not the app logo—is the one to check in the EU registers.
ESMA's interim register is the central starting point, not an instant feed. The authority says it updates weekly and that information reported by national regulators may not appear immediately.
Legal entities and authorisation
The relevant question is no longer whether MiCA applies. It is whether the entity serving a particular account is authorised, refused, withdrawing or operating under another lawful arrangement.
Check the company serving your account
- Find the full legal entity in your account documents.
- Check both the ESMA register and the relevant national regulator.
- Treat any request to move funds or accept new terms as a reason to verify the destination again.
Scope of authorisation
Solvency
Authorisation does not remove security, credit or market risk.
Register timing
ESMA's weekly central file can trail a national decision.
Further context
- New authorisations or refusals in national registers.
- Customer migrations between legal entities.
- Restrictions placed on firms that did not complete authorisation.